Doğa Dostu Mortgage

Doğa Dostu Mortgage for Houses with Class A and B Energy Identity Certificates

With the aim of increasing the demand for highly energy-efficient houses in our country, a mortgage loan offered by Yapı Kredi with a of 50% exemption advantage in a special loan allocation fees for houses that have Class A and B Energy Identity Certificates!

With the Doğa Dostu Mortgage product, to continue lending our customers with 50% exemption advantage in loan allocation fees by focusing on houses with Class A and B Energy Identity Certificate (EIC) to increase environmental awareness.

The loan rates may vary depending on the presence of the Energy Identity Certificate and the energy performance of the house.

	No Energy Certificate	Class A Energy Certificate	Class B Energy Certificate
Appraisement Value <= 500.000 TL	90%	90%	90%
Appraisement Value <= 500.000 TL	80%	90%	85%

You can use a mortgage loan up to a maximum of 90% of the appraisal value for Class A houses based on energy performance, for Class B houses, you can use mortgage loans up to 90% if the appraisal value is up to 500,000 TL, and if the appraisal value is over 500,000 TL, up to a maximum of 85%.

If you dream of buying a house with A and B energy class and living under a roof that serves energy-saving goals,Yapı Kredi mortgage loan opportunity supports your dreams without further delay.

Our customers, who interested in the environmentally friendly Doğa Dostu Mortgage product, can visit nearest Yapı Kredi branches or by call 444 0 445 Mortgage Expert line call center team to get detailed informations on product specifications and current interest rates.

Features

You can use your mortgage loan in TL.
Maximum loan term is 120 months. Cost and interest rates may vary for mortgage requests exceeding 120 months.
You can determine the payment options suitable for your budget with the various payment plans offered at our bank.
If your conditions are suitable, you can use credit up to 90% of the appraisal value of the house that you will buy.
It can only be used for the purchase of house and by real persons.
Mortgage loan is provided by mortgaging the house that you are going to buy on behalf of our bank.